In October of 2018 there was a Remote Deposit Capture deposited to the account of Naomi Jones-Floyd in the amount of $800.00 made payable to and endorsed Naomi Floyd. Also on this date, there was an $343.00 ATM withdrawal at an ATM located in MD. Later that month there was an ATM Deposit made to Jones-Floyd's account at an ATM in the amount of $500.00 made payable to and endorsed Naomi Floyd. There was an immediate withdrawal at the same ATM of $240.00.
Both checks were returned marked "NSF" causing a loss to Members 1st FCU of $1299.32 plus $40.00 in return check fees, total loss is $1339.32. A 10 Day Demand Letter was sent both Certified and Regular mail to Jones-Floyd. Jones-Floyd did not make good on what she owed.
Charges were filed and a warrant was issued for her arrest.